512-505-6267

Serving California

California Mortgage Lender

Did You Know

  • Pre-Approvals in 10 minutes over the phone
  • $0 Application Fee and $0 closing Cost Options
  • Home Mortgage Cash out / Equity Loans up to 80% of Home Value
  • Jumbo Loans up to 90% of Value
  • FHA Lending with as low as a 640 Credit Score
  • All of the Loan Officers are NMLS licensed in California
  • Purchase Loans in 14 Days
  • Cash Out / Home Equity Lending down to 640 Credit Score
  • Our Average Lender can close your Loan in 21 Days
  • We can search up to 34 local & national lenders within just a few minutes
  • Cash out rates are very similar if not identical to a rate / term refinance 

Helping You Find a Trusted California Mortgage Lender

If you are looking for no hassle, no obligation mortgage information from a trusted mortgage source, you have found the right location. Whether you are interested in unique guidelines and programs, or exact rates for your specific situation, our licensed, experienced lenders with a minimum of 5 years’ experience are just a phone call away.

Imagine being able to search up to 34 lenders and select just one lender that most meets your exact financing needs. CA-Mortgage-Lender.com takes your specific lending needs and matches them to the ONE lender that most specifically matches your needs. All of our lenders are licensed in California, so they can meet you one on one personally to answer your specific questions.

By clicking below, we will assist in finding you the lender that fits this specific program:

10-30 Year Fixed Conventional Loans
Jumbo Loans to 90% of Value
California Condo Loans
FHA Loans with 3.5% Down Investment Property Loans
Purchase Pre-Approval Letter in 10 Minutes
California Home Equity/Cash Out Loans to 95% of home Value
Second Home / Vacation Home
First Time Home Buyers
Refinance with 0% Closing Costs

 

Our lenders are able to lend anywhere in California, so we can also close your loan without ever leaving your home regardless of the part of California you live in through our courtesy notary service. Call our loan officers today at 512-505-6267 or fill out a form and we will have only ONE lender call you that meets your specific needs.

All of our lenders have been in business for at least 5 years, with an average of 9 years of experience. This means you will talk with someone who knows your specific loan options available. Best of all, they are local, so no 800 #’s, no trying to search for their extension, all are direct numbers to the loan officer and lender. All of our lenders have at least $100 million in loan originations, so they have the experience to close your loan on time, and with 100% satisfaction.

Refinancing:

With rates at historic lows, now is the time to consider refinancing. In California, certain loans allow you to take up to 95% of your value out in a home equity loan. Depending on the amount you owe, sometimes it is best to roll your current mortgage and your home equity loan into one.   Call one of our local lenders today to discuss.
Here are the top 5 reasons California homeowners decide to refinance:
1) Lower your payment
2) Lower your interest rate to historic lows
3) Payoff your loan in 15 years or less
4) Pull cash out to payoff credit cards, car loans, or finance home improvements like a pool
5) Eliminate mortgage insurance and skip 1-2 payments while paying your property or income taxes

To inquire about refinancing, please click here

Home Purchase

The California market in 2014 is experiencing historic growth in home sales.
Now is the time to purchase, with home sales at an all-time high and mortgage rates at historic lows. Here are the top 5 reasons Cali residents are becoming home owners in 2014:
1) California has historically seen the highest increases in home prices year over year, and home prices have rebounded from the bubble that hit in the 2007-2010 time period.
2) In most California counties, your property taxes are frozen once you purchase the house, so even though home prices increase, your property taxes should remain constant from the day of purchase to avoid higher payments with taxes. Ask your loan officer if your county qualifies.
3) With an average medium estimated 2013 sales price of $327,000 California is still affordable to many residents in many local suburbs
4) Certain California Counties have a higher conforming loan limit of up to $625,000, allowing for lower rates up to the maximum limit, meaning greater purchasing power within your budget.
5) You still can get financing for as little as $0 down with a VA or USDA loan. Further, you can put as little as 3.5% down without being a veteran or using a USDA loan through an FHA loan and a credit score down to a 640.

To inquire about home purchase financing, click here.

We Can Assist With:

  • Minimum 640 Credit Score, lending of $80,000 Mortgages and Above 
  • You can skip 2 payments on most refinances
  • Only Out of Pocket Expense is the Appraisal
  • No Out of Pocket Expense 
  • Non-Warrantable & Jumbo Condo Lending
  • FHA Lending with as low as a 640 Credit Score